Whole-of-market access, including cover from
Replaces a portion of your income if you're unable to work due to illness or injury, for as long as you need it.
Whole-of-market access, including cover from
Income protection insurance pays you a regular, tax-free income if you're unable to work because of illness or injury, for anything from a few months to right up until retirement, depending on the policy you choose. Unlike critical illness cover, it isn't limited to a fixed list of conditions.
After a chosen waiting period (matched to any sick pay you'd get from an employer), the policy pays a monthly income (typically 50-65% of your usual earnings) for as long as you're unable to work, up to the end of the policy term.
Statistically, you're far more likely to be off work through illness or injury at some point in your career than to die during it. Income protection is often the most overlooked, and most valuable, form of protection.
Employees and self-employed people alike, particularly anyone without generous employer sick pay, or who is self-employed and has no safety net at all.
If your monthly bills, mortgage, or lifestyle depend on your salary, then yes, it's one of the most valuable policies you can have. It means illness or injury doesn't automatically become a financial crisis on top of everything else.
Employees, self-employed people, contractors, business owners, and those in higher-risk occupations can all typically be covered, though the terms and pricing vary depending on your work and health.
Depending on the policy you choose, payments can continue until you're able to return to work, you retire, or you reach the end of the agreed benefit term.
A regular monthly income if you're unable to work due to sickness or an accident, helping you keep up with everyday costs while you focus on recovering rather than money worries.
Match Financial Partners Ltd is authorised and regulated by the Financial Conduct Authority (under number 983246 in respect of mortgage, insurance and consumer credit mediation activities only).
You can check this on the Financial Services Register by visiting the FCA's website www.fca.org.uk or by contacting the FCA on 0800 111 6768.