Whole-of-market access, including cover from
A tax-free payout if you're diagnosed with a specified serious illness, to cover medical costs, mortgage payments, or time off work.
Whole-of-market access, including cover from
Critical illness cover pays a tax-free lump sum if you're diagnosed with one of a defined list of serious conditions (such as cancer, a heart attack, or a stroke) during the term of the policy. It's designed to ease the financial pressure while you focus on recovery, rather than worrying about bills.
You're covered against a specific list of conditions set out in the policy. If you're diagnosed with one of them and survive a defined period (usually 14 days), the full sum insured is paid out as a single tax-free lump sum.
Often taken alongside life insurance, particularly by those who are the main earner in a household, or who want cover for illness as well as death.
Most policies cover a defined list of serious conditions, things like cancer, heart attack, stroke, and organ failure. I'll go through the exact conditions and any early-stage cover with you before you commit to a policy.
Many policies include children's critical illness cover as standard, paying a lump sum if your child is diagnosed with a covered condition. Worth checking, as it varies by provider.
Once you're diagnosed with a covered condition and past any survival period, the insurer pays a single tax-free lump sum directly to you, to use however you need to.
Yes. Critical illness cover can be added to a life insurance policy or taken as its own standalone plan, whichever suits your circumstances and budget better.
Match Financial Partners Ltd is authorised and regulated by the Financial Conduct Authority (under number 983246 in respect of mortgage, insurance and consumer credit mediation activities only).
You can check this on the Financial Services Register by visiting the FCA's website www.fca.org.uk or by contacting the FCA on 0800 111 6768.