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Private Medical Insurance

Rapid access to high-quality private facilities, consultants, and treatment, for individuals, families, and employees.

Whole-of-market access, including cover from

Aviva Legal & General Vitality Royal London Zurich LV= Guardian Bupa MetLife Aviva Legal & General Vitality Royal London Zurich LV= Guardian Bupa MetLife

Private Medical Insurance (PMI) gives individuals, families, and employees convenient, rapid access to high-quality private medical facilities, treatments, and procedures. For the most serious conditions, it means treatment can begin quickly, without a wait.

What it typically covers

  • Consultations with private specialists
  • Diagnostic tests and scans
  • In-patient and day-patient treatment
  • Cancer treatment, often including drugs not routinely available on the NHS

Options

  • Individual and family policies
  • Business or group schemes for owners and employees alike
  • A range of excess levels and hospital networks to manage the cost of premiums

Who it's for

Anyone who wants faster access to diagnosis and treatment, more choice over consultants and hospitals, and peace of mind for themselves or their family.

Frequently asked questions

Does it cover pre-existing medical conditions?

It depends on the underwriting type. Some policies exclude pre-existing conditions, others can include them for an additional cost. I'll talk you through the options available to you.

Is there a waiting list, like the NHS?

One of the main benefits of private medical insurance is avoiding NHS waiting lists, with appointments and treatment usually arranged much faster.

Can I add my family to a business scheme?

Many business schemes allow employees to add family members, usually at an additional cost. Worth checking when we set up your policy.

What's the difference between fully underwritten and moratorium underwriting?

Fully underwritten means your medical history is assessed upfront, so you know exactly what's covered. Moratorium underwriting is quicker to set up but excludes recent pre-existing conditions for a set period. I'll help you pick the right one for your situation.

5.0 on Google · Read all reviews

What clients say

Real reviews from Google, from people I've helped with their protection.

★★★★★

"I'm really grateful for the help and support I received from Johanna when arranging my life insurance. From the very beginning, she made me feel comfortable and took the time to understand what was important to me. She explained everything clearly and was always happy to answer any questions I had. The whole process felt much easier and less stressful knowing I had someone I could trust guiding me through it. I wouldn't hesitate to recommend her to friends and family."

R
Rikki Jackson
Google review
★★★★★

"I can't thank Johanna enough for the fantastic service she provided. She made the whole process of arranging my life insurance so easy and stress-free. Everything was explained clearly, and she was always friendly, professional, and happy to answer any questions I had. I felt completely looked after from start to finish, and the service was genuinely outstanding. I would highly recommend Johanna to anyone looking for help with life insurance or financial advice."

O
Orlagh Devlin
Google review

Who regulates us

Match Financial Partners Ltd is authorised and regulated by the Financial Conduct Authority (under number 983246 in respect of mortgage, insurance and consumer credit mediation activities only).

You can check this on the Financial Services Register by visiting the FCA's website www.fca.org.uk or by contacting the FCA on 0800 111 6768.